Insurance 2023
Insurance is a legal agreement between two parties – the insurer and the insured, also known as insurance coverage or insurance policy. The insurer provides financial coverage for the losses of the insured that s/he may bear under certain circumstances.
Car Insurance
According to our data, the best car insurance company is USAA, but its insurance products are only available to members of the military community. If that doesn’t apply to you, the next best option is State Farm, which holds the No. 2 spot in our analysis.
Top Rated Car Insurance Companies
| RANK | COMPANY | RATING | AVERAGE ANNUAL RATE | |
|---|---|---|---|---|
| 1 | USAA | 4.3U.S. News Rating | $1,000 | |
| 2 | State Farm | 4.2U.S. News Rating | $1,267 | |
| 3 | Farmers | 4.1U.S. News Rating | $1,917 | |
| 3 | Nationwide | 4.1U.S. News Rating | $1,327 | |
| 3 | Geico | 4.1U.S. News Rating | $1,148 |
Life Insurance
Buying a life insurance policy can help provide financial protection for your loved ones, but choosing the right policy can be confusing. There are several types of life insurance policies available. Some, like term life insurance, last for a set number of years. Others, like permanent life insurance policies, can provide coverage that lasts a lifetime while offering additional savings or investment components.
Best Life Insurance Companies
- Bestow
- Haven Life
- State Farm
- USAA
- Nationwide
- MassMutual
- Lincoln Financial Group
- New York Life
- Northwestern Mutual
- Guardian Life
Health Insurance
Health insurance is vital to your well-being and your wallet, but comparing health insurance companies isn’t straightforward.
Best Health Insurance Companies
- Kaiser Permanente
- Blue Cross Blue Shield
- UnitedHealthcare
- Aetna
- Cigna
- Oscar Health
